Thursday, 19 March 2015

ആശ്വാസം, ബാങ്കുകള്‍ വായ്പാ പലിശ കുറയ്ക്കുന്നു | Webdunia Malayalam

ആശ്വാസം, ബാങ്കുകള്‍ വായ്പാ പലിശ കുറയ്ക്കുന്നു | Webdunia Malayalam
Sir
    Interest is an evil/devil perpetuating poverty   So usury is prohibited in our laws and religions

It is a custom in accounting procedure to allocate earlier remittances first to fines,costs, and interest and after that the balance is allocated to the principal amount This result in difficulty to those defaulters who are not at all become defaulters purposely.This also result in increasing the actual interest rate to be born by the debtor  Now interest rates in India are unbearable to common man It is a fact that the interest rate is higher in India,compared to other countries

So action may please be initiated to change the procedure of allocating earlier payments to payments to principal  which will be a great help to all those poor people

Action may please be initiated to reduce interest rates to those poor people
Differential interest rates may be charged as is done now higher interest to rich and low interest
rate to lower income group   This rule may be implemented strictly

A policy may be taken to ban interest progressively It will please communists,poor people, socialists, and communities who are against inequality
Such a policy will accelerate our march to wards a progressive welfare state

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